Support for small businesses, non-profits, and residential property owners and tenants who have suffered uninsurable damage or loss from the July storm flooding can apply for financial assistance until October 31st.
The Disaster Financial Assistance Program helps with costs to repair or replace uninsurable, essential basic property loss (like appliances and furniture) due to the July floods. Repair and replacement costs for insured and insurable items (even if insurance wasn’t purchased) are not eligible for assistance. Food lost due to the floods also isn’t eligible for assistance.
Financial assistance amount
The amount of financial assistance is determined based on the circumstances, but Disaster Financial Assistance can cover damage up to $200,000.
Help with your application
211 Nova Scotia can answer questions about the application process and help identify what information and supporting documents you need.
Eligibility
Residential property owners can apply for financial assistance if:
- the damage occurred during the floods on July 21 to 23, 2023
- you don’t have insurance to cover your entire loss
- you own the property
- the property is your primary residence
Residential property tenants can apply for financial assistance if:
- the damage occurred during the floods on July 21 to 23, 2023
- you rent or lease the property
- you lost contents of your rental unit
- you don’t have insurance to cover your entire loss
- the property is your primary residence
Small businesses can apply for financial assistance if:
- the damage occurred during the floods on July 21 to 23, 2023
- you don’t have insurance to cover your entire loss
- the business owns or leases the property
- you’re a sole proprietor or own at least 50% of the business and you’re its full-time, day-to-day manager
- the yearly gross revenue is at least $10,000 and not more than $2,000,000
Non-profits can apply for financial assistance if:
- the damage occurred during the floods on July 21 to 23, 2023
- you don’t have insurance to cover your entire loss
- the organization owns the property
- the organization operates as a non-profit
- the organization operates a facility in the community’s interest and there is unrestricted public access to the facility
How to apply
- Complete the Confirmation of Insurance Form and application form.
- Check the application for details on all required supporting documents.
- Send your completed application and supporting documents by mail.
How long it takes
It should take 6 to 8 weeks for the Emergency Management Office to review your application and let you know if you’re receiving financial assistance. It can take longer if more information is needed or if your application hasn’t been filled in correctly.
Before you start make sure you have:
- name of insurance company, policy number, and agent’s name and phone number
- photos of the damage, as well as any “before” photos if you have any
- itemized description of damage or loss and replacement cost estimates
- copy of your rental agreement, if applicable
- authorized representative of your insurance company available to complete and sign the Confirmation of Insurance Form
Application forms
Residential property owners and tenants
Residents are asked to continue to assess damage, keep all receipts, take pictures and video and work with their insurance companies.